Being good with money is essential to living a financially sound life. It s a requirement if you want to improve your credit or get out of debt..Welcome to the Smarter Living newsletter. The editor, Tim Herrera, emails readers with tips and advice for living a better, more fulfilling life..Looking for a few simple ways to save money? Explore this step by step guide on how to save money to help you achieve your savings goals from Better Money .Credit card debt was low or non existent , people always used cash, if you do even half of these recommended steps, you re doing better .So given that it s Financial Literacy Month, we ve decided that there is no better time than now to round up our top money tips into one juicy, super helpful .Manage your money better with our Budget planner tool. To get started on your budget, you ll need to work out how much you spend on Household bills Living .If you follow these four steps, you ll be able to move from financial stress to financial stability. Step Create a Budget. Step Get on a Money Management Plan..The Cut s financial advice columnist Charlotte Cowles discusses six ways to start financially fresh in the new year, regardless of how your bank .